The “Apni Chhat Apna Ghar Program” launched on the special instructions of Punjab Chief Minister Maryam Nawaz Sharif is a revolutionary and first-of-its-kind unique project. Under this wonderful scheme, 1562 houses have been completed in a short period of time, while the repayment of loans worth Rs 92.4 million is a clear proof of the transparency of this program.
Currently, more than 21,797 houses are in the final stages of completion, and loans worth more than Rs 26.97 billion have been provided to more than 25,000 families. Recently, the second installment of loans has been released to 11,500 families, while another 1,106 loans have also been approved.
If you also want to build a house on your plot, then this program is the best opportunity for you. In this article, you are being provided with the complete method of applying for this scheme, eligibility conditions and other details in detail.
Eligibility Criteria – Who can get a loan?
The Punjab government has set some clear and simple criteria for this scheme which must be met:
The applicant must be a permanent resident of Punjab (as per identity card).
There must be a vacant plot of at least 1 to 5 marla in urban areas and 1 to 10 marla in rural areas, and the applicant must be the sole owner of this plot.
The applicant must not have any criminal record – that is, he must not have been involved in any illegal, anti-state or anti-social activity.
The applicant must not be a defaulter of any government or financial institution (bank etc.).
All these criteria have been laid down so that only eligible and reputable citizens can avail the benefit of this facility.
Complete online application process
If you want to apply online, the good news is that the process is very easy and you can complete it from home:
First, visit the official website of the Punjab Government https://acag.punjab.gov.pk/.
Here you will have to create a new account. After registration, log in with your username and password.
After logging in, an affidavit will appear in front of you, which you should read carefully and accept the terms and conditions to get access to the next step.
After this, the application form will open, which consists of three parts:
📝 Form steps:
First part: Personal information, property details, required loan amount, household and financial conditions.
Second part: Uploading soft copies of necessary documents (ID card, property proof, etc.).
Third part: You can also give your feedback before submitting the application.
After completing the form, submit your application. If your information is correct, the loan disbursement process will start soon.
Offline Registration – For those who do not use the internet
If you are unable to fill the online form, then don’t worry. The Punjab government has set up special registration desks for such people, which are located in the Deputy Commissioner’s Office of each district.
You can go there with all your required documents and submit the form. This facility is especially for those who are unfamiliar with the digital system.
Contact Details – If you need help
If you are facing any difficulty in submitting the application or getting information, then get help through the official numbers given below or through email:
Phone No.: 042-99213419, 042-99213428
Email: info@phata.punjab.gov.pk
Apart from getting information from these sources, you can also file a complaint.
Closing remarks
“Apni Chhat Apna Ghar Program” is a historic and revolutionary step, which has become a new ray of hope for thousands of homeless and low-income families of Punjab. In this article, we have informed you about the background of the program, eligibility, online and offline registration and contact details.
If you also want to benefit from this facility, complete the registration as soon as possible. For further questions or clarification, comment below, you will be provided with immediate guidance.
